Comments on: MasterCard Incorporated (MA) – Is the Optimism Justified? http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/ Dynamic Investments for Exceptional Traders Tue, 31 Jan 2012 01:21:02 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: physician loan http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-15540 physician loan Fri, 29 Apr 2011 13:16:42 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-15540 You can truly find <a href="http://www.physicianloansmortgage.com" rel="nofollow">doctors loans</a> information from websites which supply financial buying and selling options for doctors. These are really great tools to use to offer youa differentperspective regardingyour <a href="http://www.physiciansloans.org" rel="nofollow">physicians mortgage</a> shopping. This can greatly make it easier towith your journey of obtaining a <a href="http://www.physicianloansx.com" rel="nofollow">physician loan</a> for your next home. You can truly find doctors loans information from websites which supply financial buying and selling options for doctors. These are really great tools to use to offer youa differentperspective regardingyour physicians mortgage shopping. This can greatly make it easier towith your journey of obtaining a physician loan for your next home.

]]> By: Mastercard: Concerns for a Potential Market Turn | Stocks and Sectors http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-9945 Mastercard: Concerns for a Potential Market Turn | Stocks and Sectors Mon, 22 Mar 2010 21:07:17 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-9945 [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease. Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions. Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...] [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease. Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions. Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...]

]]> By: Mastercard: Concerns for a Potential Market Turn | Reaction Radio http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-9941 Mastercard: Concerns for a Potential Market Turn | Reaction Radio Mon, 22 Mar 2010 13:30:45 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-9941 [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease. Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions. Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...] [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease. Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions. Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...]

]]> By: Mastercard Concerns for a Potential Market Turn | ZachStocks http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-9938 Mastercard Concerns for a Potential Market Turn | ZachStocks Mon, 22 Mar 2010 09:32:11 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-9938 [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease.  Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions.  Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...] [...] Back in 2008, MA became extremely weak as traders (myself included) expected the consumer to rein in spending and transaction volume to decrease.  Not only were we working against a general panic among both professionals and individuals, but spending was also to be affected by tighter credit limits, decreased card issuance, and higher fees charged by banking institutions.  Many consumers had to scramble and find alternate sources of funding such as a direct payday lender or other non-traditional measures. [...]

]]> By: Zachary Scheidt http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-5416 Zachary Scheidt Thu, 06 Nov 2008 14:01:33 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-5416 Tivax - Thanks for the comment! I agree that there is significant risk in these names even though MasterCard and Visa do not actually take credit risk. The decline in transactions (or even just contraction of growth) could send the stocks much lower. However, the process is already underway and volatility will certainly remain both up and down. The key will be to pick trading spots and have discipline. Also keep in mind that the stocks will likely turn higher before the business reports improvement - so your 12-18 month target could possibly need to be shortened. I still have no position in the name but further strength would make a short position very tempting! Thanks for reading, Zach Tivax – Thanks for the comment!

I agree that there is significant risk in these names even though MasterCard and Visa do not actually take credit risk. The decline in transactions (or even just contraction of growth) could send the stocks much lower. However, the process is already underway and volatility will certainly remain both up and down. The key will be to pick trading spots and have discipline. Also keep in mind that the stocks will likely turn higher before the business reports improvement – so your 12-18 month target could possibly need to be shortened.

I still have no position in the name but further strength would make a short position very tempting!

Thanks for reading,
Zach

]]> By: Tivax stb-t9 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-5410 Tivax stb-t9 Wed, 05 Nov 2008 20:06:57 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-5410 I think that the credit cards market is the next area to crash in a long string of pain the financial sector. I don't see it doing well at all and the pain for the credit card companies will stretch for probably the next 12-18 months. I think that the credit cards market is the next area to crash in a long string of pain the financial sector. I don’t see it doing well at all and the pain for the credit card companies will stretch for probably the next 12-18 months.

]]> By: 37th Carnival of Money Hacks: Wonders of the World http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/comment-page-1/#comment-5409 37th Carnival of Money Hacks: Wonders of the World Wed, 05 Nov 2008 13:06:16 +0000 http://zachstocks.com/2008/11/mastercard-incorporated-ma-is-the-optimism-justified/#comment-5409 [...] Scheidt investigates MasterCard Incorporated (MA) - Is the Optimism Justified? posted at ZachStocks. He examines whether it’s worth the price of $150? Or is it worth [...] [...] Scheidt investigates MasterCard Incorporated (MA) – Is the Optimism Justified? posted at ZachStocks. He examines whether it’s worth the price of $150? Or is it worth [...]

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